How AfterPay Works:

We are pleased to announce here at House of Lady J Boutique now offers Afterpay to our online shoppers.

 We are happy to provide various payments options for your convenience. One of our favorite payment options is Afterpay which is available for all orders of $35 or more. If interested in using Afterpay, just select it at checkout then follow the screen prompts.

Afterpay allows you to split your purchase amount into 4 equal, interest-free payments. For example, if your total was $100, you would pay $25 today and then $25 every two weeks until your $100 purchase is paid off. Your order from Mama Bear SWAG will be processed and shipped as normal and in the normal frame of time.

AFTERPAY FAQ:

DO I PAY MORE IF I USE AFTERPAY?
-No! There is no interest or added fees to use this service.
The only time you would pay a fee is if you miss a payment.
Please see Afterpay Terms & Conditions for further information about late fees.

HOW MANY ORDERS CAN I HAVE ON THE GO AT ANY ONE TIME?
-You can have up to 3 orders on the go with Afterpay at any one time.

I WANT TO PAY MY ORDER OFF SOONER, CAN I DO THIS?

-Yes! You can pay your order off early if you would like. Simply log in to your Afterpay account, find your order and select the "Pay Now" option.

By choosing to use Afterpay you are agreeing to payments terms between you, the customer, and the payment system, Afterpay. Below you can find more information about how Afterpay works. This information is directly from Afterpay. For more in-depth information, you can click here.

Agreement Highlights

• The Installment Feature allows you to pay for your purchase via a down payment and 3 subsequent installments or via four installments as set out on your Payment Schedule.
• You must be over 18 years old and of the legal age of majority in your state of residence and be the authorized holder of an eligible US-issued debit or credit card to apply (see Section 9.1 for eligibility criteria).
• All orders are subject to approval – for example, if you have any overdue payments, the Installment Feature will not be available to you (see Section 7.1). You can make repayments any time BEFORE the due date. Otherwise, payments will be attempted on the scheduled dates from your card pursuant to the payment authorization. If a payment is not successfully processed on or before the due date and remains outstanding for the applicable grace period, a late fee in the amount listed on your Payment Schedule may be applied (these fees are capped at 25% of the original order value).
• The delivery/quality of goods and all refunds is the responsibility of the retailer where you make the purchase regardless of any subsequent assignment of this agreement.
• You are agreeing to resolve all disputes through BINDING ARBITRATION and WAIVING YOUR RIGHT TO BRING A CLASS ACTION (see Section 12.4 on the Afterpay Purchase Payment Agreement page)

HOW TO USE AFTERPAY:

• Select Afterpay at checkout
  Afterpay is fully integrated with our store’s checkout. All you need to do is choose Afterpay as your payment option when you’re ready to buy.
• Choose how you want to pay your installments
  Afterpay splits your payments over four equal installments due every fortnight. Sign up for Afterpay (you'll be prompted to do this after you select Afterpay in the checkout) and nominate the debit card or credit card you want to use and Afterpay will schedule automatic payments for you.
• Get approved instantly and secure
  No long forms or detailed personal information. Afterpay simply uses your nominated bank card to process your application on the spot.
• Enjoy your purchase!
  We will ship your order immediately. Afterpay takes care of the rest. They will remind you when payments are due and will process your payments automatically. Next time you use Afterpay, they’ll have all your details saved and ready to go!

Please take time to read the full Afterpay Payment Agreement to ensure that you are familiar with what you are agreeing to when choosing Afterpay at checkout.

We love that you are considering purchasing from us and hope that your find Afterpay to be helpful in completing your purchase.